Can I change plans?

  • You have until February 15, 2015, to switch health insurance plan for the 2015 coverage year for whatever reason. Note that depending on when the change is made, the change may not take effect for up to 45 days.
  • After February 15, 2014, you may not be able to change plans and access tax credits and subsidies to help pay for your coverage until the start of the next open enrollment, which begins in the fall of 2015, unless you qualify for a special enrollment opportunity.